Get Paid: Share Your @Handle or a QR Code
Receiving money should be as easy as telling someone your name. On KibiPay, it is: you share your @handle or show a QR code, and the payer's money lands in your wallet — no account numbers, no forms. This post explains how payable identities work, why they are safer than sharing bank details, and how to start collecting payments today.
Your @handle is your payment address
When you create an account, KibiPay gives you a memorable handle — a short, human-friendly name that stands in for all the account details underneath. Anyone who knows your handle can pay you; KibiPay resolves it to your wallet and routes the money. This is the same proxy idea that powers UPI IDs, PayID, and Pix keys worldwide, which we covered in aliases and proxy lookups. The big win: you never expose a phone number or account number to get paid.
QR codes for in-person and on-screen
A QR code is simply your payment identity encoded as a scannable image. Show it on your phone, print it on a flyer, or drop it into a chat, and a payer scans it to pre-fill exactly who they are paying. QR codes shine in face-to-face settings — a market stall, an event, a coffee counter — where typing a handle is fiddly. Because the code encodes your handle rather than sensitive details, sharing it widely is safe.
Handle vs QR: when to use which
| Situation | Best tool |
|---|---|
| Texting a friend | Send your @handle |
| In person | Show a QR code |
| On a poster or receipt | Print a QR code |
| In an email signature | @handle (and a QR image) |
What the payer sees
When someone pays your handle or scans your QR, KibiPay confirms your display name back to them before they send, so they know the money is going to the right person. This confirmation step — showing the payer the resolved name — is a close cousin of Confirmation of Payee, which reduces misdirected payments and scams. We explore that safeguard in Confirmation of Payee and account name checking.
The money arrives as a receive
Once the payer confirms, the transfer runs and a receive credit appears on your statement, raising your balance. You can see exactly who paid you and how much, as described in reading your wallet statement. The payer did not need to know which rail to use; KibiPay picked one on their behalf, which we explain in how the orchestrator picks your rail.
Getting listed so people can find you
Sharing your handle one-to-one is great, but you can also opt into the public network directory so people can look you up by name. The directory shows your handle, display name, and optional photo — never your phone or account numbers. That privacy guarantee is covered in privacy by design, and adding a photo to stand out is covered in add a profile photo.
Asking to be paid
Sometimes you want to prompt a specific person for a specific amount rather than wait. That is a request to pay: you send a request over SMS or as a QR code, and the payer approves it. It keeps the payer in control while making collection effortless — see request to pay over SMS and QR.
Start collecting
Reusable versus one-off codes
Your handle and its QR code are reusable — share them as widely as you like, and anyone can pay you any amount at any time. That is perfect for a profile, a shopfront, or an email signature. When you instead want a specific person to pay a specific amount, reach for a request to pay, which encodes the amount into the prompt itself. Think of it as two tools for two jobs: the reusable handle says "you can always pay me here," while a request says "please pay this, now." Both keep your private details hidden and both credit the same wallet.
Open the KibiPay app, find your handle and QR code, and share them with a friend or a second test account to watch a payment arrive. New to KibiPay? The two-minute walkthrough covers the whole loop, and the blog has more.